First Direct Generate Digital Secure Key

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Digital Secure Key Setup Guide If you are setting up your Digital Secure Key for the first time, the information below should guide you through the process. Step 1 Expanded press enter to collapse Collapsed press enter to expand. Select 'Log on'. Create a Digital Secure Key password.

Sep 19, 2013  Digital Secure Key Your first option is a Digital Secure Key, accessed through the Banking on the go App on your smartphone. The Digital Secure Key will make logging on to your App much quicker and easier. But you can also use this to log on to your desktop or laptop too. With a Digital Secure Key you'll be able to: View account balances. Once you've downloaded the first direct Mobile Banking App, just go to the 'more' menu, select 'security settings', and 'activate Digital Secure Key'. If you wish to change from a Digital Secure Key to a Physical one, you'll need to call us on 03 456 100 100 and we'll arrange that for you. Please note - it can take upto 15 days for a Physical Secure Key to arrive in the post. As this is the first time you are setting up this payment you will need a transaction security code generated by your secure key or digital secure key. Alternatively you can also call us on 03 456 100 100 (Text-phone 03 456 100 147 or if calling from outside the UK +44 113 234 5678 (Text Relay +44 151 494 1260 )).

First Direct 'Secure Keys'

Oh man.. this is gonna be a rant - interested in opinions. imho this is crying out for a news story.

So.. First Direct have now changed the way you log on for internet banking.

old way:

- combination of answer to common question (low security, easily phished). i.e. what was the name of your school (oh - lets have a look of facebook, etc)

First Direct Generate Digital Secure Key Box

- entering 3 character of your password (pretty high security providing proper password naming rules applied)

new way:

- you MUST use a secure key (either physical one or one on your phone - which they call an 'electronic secure key as if the other one isn't electronic..)

- same answer to common quesiton required

- enter secure key code

thats it - you are now in and can steal all my money.

Now, whenever I have used secureID type keys before they are an additional level of security - I still need my regular password as well - e.g. VPN use for company, etc, etc.

Here, they have TAKEN AWAY the password !!!

Generate Secure Password

so lose yer phone (or physyical key) and thief simply needs to guess (or easily find on the phone or social media) your answer to common question, and they are in.

WTF!!!

The only person this seems to protect is First Direct! - what ? you got all your money stolen ? Did you lose your phone (yes), did you tell us immediately (no.. I didnn't realise it was lost/stolen till next day). well that's not our problem is it - you've been careless, tough shit.

What they CAN say, is that without the secure key its less likely someone can get into your account - but with proper password security this was unlikely anyway.

they are just covering their arse, and giving the end user a far less secure service that before.

So, for me, thats the end of internet banking. /dungeon-siege-2-broken-world-cd-key-generator.html. I can still do some stuff without a secure key and will just have to call them when I want to do other things.

First Direct Generate Digital Secure Key Exchange

this is typical of banks (the verified by visa shite is another example of 'implementing a system which adds FA extra security but covers the banks arse)